Individual
curl --request POST \
--url https://flickopenapi.co/bureau/process-report \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"reportType": "basic",
"creditBureau": "credit_registry",
"bvn": "00110033442"
}
'import requests
url = "https://flickopenapi.co/bureau/process-report"
payload = {
"reportType": "basic",
"creditBureau": "credit_registry",
"bvn": "00110033442"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({reportType: 'basic', creditBureau: 'credit_registry', bvn: '00110033442'})
};
fetch('https://flickopenapi.co/bureau/process-report', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://flickopenapi.co/bureau/process-report",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'reportType' => 'basic',
'creditBureau' => 'credit_registry',
'bvn' => '00110033442'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://flickopenapi.co/bureau/process-report"
payload := strings.NewReader("{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://flickopenapi.co/bureau/process-report")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://flickopenapi.co/bureau/process-report")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}"
response = http.request(request)
puts response.read_body{
"ConsumerHitResponse": {
"BODY": {
"AddressHistory": "null",
"Amount_OD_BucketCURR1": "null",
"CONSUMER_RELATION": "null",
"CREDIT_MICRO_SUMMARY": "null",
"CREDIT_NANO_SUMMARY": "null",
"CREDIT_SCORE_DETAILS": {
"CREDIT_SCORE_SUMMARY": {
"CREDIT_RATING": "AVERAGE",
"CREDIT_SCORE": 641,
"REASON_CODE1": "There is serious delinquency on the accounts, adverse record or collection filed on the credit report",
"REASON_CODE2": "The length of time accounts have been established on the credit report is short relative to the other applicants scored",
"REASON_CODE3": "Applicant is young relative to the other applicants scored.",
"REASON_CODE4": "Lack of recent revolving/charge account information on the credit report."
}
},
"ClassificationInsType": [
{
"AMOUNT_OVERDUE": "0",
"APPROVED_CREDIT_SANCTIONED": "0",
"CURRENCY": "NGN",
"ClassificationInsType": "null",
"INSTITUTION_TYPE": "Commercial Banks",
"LEGAL_FLAG": "No",
"NO_OF_ACCOUNTS": "4",
"OUTSTANDING_BALANCE": "5,500"
}
],
"ClassificationProdType": [
{
"AMOUNT_OVERDUE": "0",
"CURRENCY": "NGN",
"ClassificationProdType": "null",
"NO_ACC_LAST_SIX_MON": "1",
"NO_OF_ACCOUNTS": "4",
"PRODUCT_TYPE": "Other",
"RECENT_OVERDUE_DATE": "23-March-2024",
"SANCTIONED_AMOUNT": "20,000",
"TOTAL_OUTSTANDING_BALANCE": "1,000"
}
],
"ClosedAccount": "null",
"ConsCommDetails": {
"ConsCommDetails_ID": [
{
"EXPIRY_DATE": "null",
"IDENTIFIERNUMBER": "111100022",
"IDENTIFIER_NUMBER": "111100022",
"ID_TYPE": "Bank Verification Number"
}
]
},
"ConsumerMergerDetails": "null",
"ContactHistory": "null",
"CreditDisputeDetails": "null",
"CreditFacilityHistory24": "null",
"CreditProfileOverview": "null",
"CreditProfileSummaryCURR1": "null",
"CreditProfileSummaryCURR2": "null",
"DMMDisputeSection": "null",
"GuaranteedLoanDetails": "null"
},
"HEADER": {
"REPORTHEADER": {
"MAILTO": "support@crccreditbureau.com",
"PRODUCTNAME": "Consumer Basic Premium Report",
"REPORTDATE": "22/Mar/2024",
"REPORTORDERNUMBER": "W-0109561182/2024",
"USERID": "1179617016neo"
},
"RESPONSETYPE": {
"CODE": "1",
"DESCRIPTION": "Response DataPacket"
},
"SEARCHCRITERIA": {
"BRANCHCODE": "null",
"BVN_NO": "111000222",
"CFACCOUNTNUMBER": "null",
"DATEOFBIRTH": "",
"GENDER": "",
"NAME": "",
"TELEPHONE_NO": ""
},
"SEARCHRESULTLIST": {
"SEARCHRESULTITEM": "null"
}
},
"REQUESTID": "1"
}
}Credit Report
Individual
Getting report with Flick
POST
/
bureau
/
process-report
Individual
curl --request POST \
--url https://flickopenapi.co/bureau/process-report \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"reportType": "basic",
"creditBureau": "credit_registry",
"bvn": "00110033442"
}
'import requests
url = "https://flickopenapi.co/bureau/process-report"
payload = {
"reportType": "basic",
"creditBureau": "credit_registry",
"bvn": "00110033442"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({reportType: 'basic', creditBureau: 'credit_registry', bvn: '00110033442'})
};
fetch('https://flickopenapi.co/bureau/process-report', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://flickopenapi.co/bureau/process-report",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'reportType' => 'basic',
'creditBureau' => 'credit_registry',
'bvn' => '00110033442'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://flickopenapi.co/bureau/process-report"
payload := strings.NewReader("{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://flickopenapi.co/bureau/process-report")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://flickopenapi.co/bureau/process-report")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"reportType\": \"basic\",\n \"creditBureau\": \"credit_registry\",\n \"bvn\": \"00110033442\"\n}"
response = http.request(request)
puts response.read_body{
"ConsumerHitResponse": {
"BODY": {
"AddressHistory": "null",
"Amount_OD_BucketCURR1": "null",
"CONSUMER_RELATION": "null",
"CREDIT_MICRO_SUMMARY": "null",
"CREDIT_NANO_SUMMARY": "null",
"CREDIT_SCORE_DETAILS": {
"CREDIT_SCORE_SUMMARY": {
"CREDIT_RATING": "AVERAGE",
"CREDIT_SCORE": 641,
"REASON_CODE1": "There is serious delinquency on the accounts, adverse record or collection filed on the credit report",
"REASON_CODE2": "The length of time accounts have been established on the credit report is short relative to the other applicants scored",
"REASON_CODE3": "Applicant is young relative to the other applicants scored.",
"REASON_CODE4": "Lack of recent revolving/charge account information on the credit report."
}
},
"ClassificationInsType": [
{
"AMOUNT_OVERDUE": "0",
"APPROVED_CREDIT_SANCTIONED": "0",
"CURRENCY": "NGN",
"ClassificationInsType": "null",
"INSTITUTION_TYPE": "Commercial Banks",
"LEGAL_FLAG": "No",
"NO_OF_ACCOUNTS": "4",
"OUTSTANDING_BALANCE": "5,500"
}
],
"ClassificationProdType": [
{
"AMOUNT_OVERDUE": "0",
"CURRENCY": "NGN",
"ClassificationProdType": "null",
"NO_ACC_LAST_SIX_MON": "1",
"NO_OF_ACCOUNTS": "4",
"PRODUCT_TYPE": "Other",
"RECENT_OVERDUE_DATE": "23-March-2024",
"SANCTIONED_AMOUNT": "20,000",
"TOTAL_OUTSTANDING_BALANCE": "1,000"
}
],
"ClosedAccount": "null",
"ConsCommDetails": {
"ConsCommDetails_ID": [
{
"EXPIRY_DATE": "null",
"IDENTIFIERNUMBER": "111100022",
"IDENTIFIER_NUMBER": "111100022",
"ID_TYPE": "Bank Verification Number"
}
]
},
"ConsumerMergerDetails": "null",
"ContactHistory": "null",
"CreditDisputeDetails": "null",
"CreditFacilityHistory24": "null",
"CreditProfileOverview": "null",
"CreditProfileSummaryCURR1": "null",
"CreditProfileSummaryCURR2": "null",
"DMMDisputeSection": "null",
"GuaranteedLoanDetails": "null"
},
"HEADER": {
"REPORTHEADER": {
"MAILTO": "support@crccreditbureau.com",
"PRODUCTNAME": "Consumer Basic Premium Report",
"REPORTDATE": "22/Mar/2024",
"REPORTORDERNUMBER": "W-0109561182/2024",
"USERID": "1179617016neo"
},
"RESPONSETYPE": {
"CODE": "1",
"DESCRIPTION": "Response DataPacket"
},
"SEARCHCRITERIA": {
"BRANCHCODE": "null",
"BVN_NO": "111000222",
"CFACCOUNTNUMBER": "null",
"DATEOFBIRTH": "",
"GENDER": "",
"NAME": "",
"TELEPHONE_NO": ""
},
"SEARCHRESULTLIST": {
"SEARCHRESULTITEM": "null"
}
},
"REQUESTID": "1"
}
}Authorizations
Your live or test secret key, prefixed sk-. Send as Authorization: Bearer sk-....
Body
application/json
Getting your Flick full credit report
Response
Successful
Show child attributes
Show child attributes