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Flick exposes five product APIs on a single base URL and a single pair of keys.

Collections

Virtual accounts and IBANs, card checkout, bank transfer and direct debit.

Payouts

NGN transfers, name enquiry and saved beneficiaries in NGN, GBP and EUR.

Identity

BVN, NIN, phone, passport and driver’s licence checks, CAC/TIN lookups, biometrics.

Financial data

Account linking, balances, transactions, statements and credit bureau reports.

Base URL

All requests go to one host:

Where to start

1

Get your keys

Create an account in the dashboard and copy your secret key. See Authentication.
2

Make your first call

The quickstart collects a payment into a virtual account end to end.
3

Receive webhooks

Most products report their outcome asynchronously. Set up webhooks before you go live.
This reference is generated from Flick’s OpenAPI specifications. If a field here disagrees with what the API returns, trust the API and tell us so we can correct the spec.