> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getflick.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Flick API

> Collections, payouts, identity and financial data, on one set of credentials.

Flick exposes five product APIs on a single base URL and a single pair of keys.

> [card] [Collections](https://docs.getflick.co/guides/collections/overview.md)
>
> Virtual accounts and IBANs, card checkout, bank transfer and direct debit.

> [card] [Payouts](https://docs.getflick.co/guides/payouts/overview.md)
>
> NGN transfers, name enquiry and saved beneficiaries in NGN, GBP and EUR.

> [card] [Identity](https://docs.getflick.co/guides/identity/overview.md)
>
> BVN, NIN, phone, passport and driver's licence checks, CAC/TIN lookups, biometrics.

> [card] [Financial data](https://docs.getflick.co/guides/financial-data/overview.md)
>
> Account linking, balances, transactions, statements and credit bureau reports.

## Base URL

All requests go to one host:

```
https://flickopenapi.co
```

## Where to start

**1. Get your keys**

Create an account in the [dashboard](https://merchant.getflick.co) and copy your
secret key. See [Authentication](https://docs.getflick.co/guides/authentication.md).

**2. Make your first call**

The [quickstart](https://docs.getflick.co/guides/quickstart.md) collects a payment into a virtual account
end to end.

**3. Receive webhooks**

Most products report their outcome asynchronously. Set up
[webhooks](https://docs.getflick.co/webhooks/overview.md) before you go live.

> [!NOTE]
>
> This reference is generated from Flick's OpenAPI specifications. If a field here
> disagrees with what the API returns, trust the API and
> [tell us](mailto:support@getflick.co) so we can correct the spec.


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