> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getflick.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Financial data

> Account linking, balances and credit reports.

## Linked accounts

**1. Authorise**

`POST /auth` to get a token, then `POST /accounts/initialize` to start the
consent flow.

**2. Read**

`POST /accounts/identity`, `/accounts/balance`, `/accounts/transactions`,
`/accounts/statement`.

## Credit reports

| Report | Endpoint |
| - | - |
| Individual | `POST /bureau/process-report` |
| Business | `POST /bureau/business-report` |

## BVN account lookup

`POST /merchant/create-bvn-lookup-link` creates a consent link;
`POST /merchant/bvn-account-lookup` retrieves the result.

> [!NOTE]
>
> Account data is read under the customer's consent, which expires. Re-authorise
> rather than caching indefinitely.


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